Automated, configurable, point-based scoring that converts what you know about a client into a clear risk rating. Human oversight at every step. A full audit trail built for regulators, not just analysts.
A point-based model with configurable weights and thresholds. Assessment questions are pre-filled automatically from live onboarding data and screening results. Answers convert into a clear overall rating: Low, Medium, High, or Prohibited. No IT involvement to update the model.
When a score or answer exceeds a threshold, Enhanced Due Diligence steps and document requests fire automatically. Analysts review, override with a logged rationale where needed, and pass to a designated approver for sign-off. Every action logged.
Birth country, residence, and nationality all evaluated against configurable country risk lists. Update your lists without touching the scoring model.
Live PEP, sanctions, and adverse media hits feed directly into the risk score. The assessment always reflects the current monitoring state, not a snapshot.
Complexity of structure, UBO chains, and intermediate entities are factored into the assessment. More complex structures carry the weight they deserve.
Declared sources of funds and wealth are scored and weighted based on your configurable risk appetite. Different answers carry different point values.
Verification status from IDV and address checks feeds the score automatically or via analyst interpretation. The assessment reflects what was actually verified.
Decide which answers auto-trigger EDD, which require analyst review, and what total score produces each risk rating. Your risk appetite, encoded into the platform.
Analysts review pre-filled assessments, override where needed with a logged rationale, and pass to a designated approver for sign-off. Role-based approval is enforced by the platform. The analyst reviews the work. The platform enforces the process.
Every completed assessment produces a downloadable PDF or CSV report. Review cadence is tied to risk level. High-risk clients are reviewed more frequently. Alerts surface outstanding items before they become compliance failures.
Talk to us about your CDD framework. We will show you how Mesh ID maps to your requirements.
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